SERVICES

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• FinTech Companies 
• Banks
• Non-bank mortgage lenders 
• Credit unions 
• Payday lenders
• Money Service Businesses
• Payment companies
• Debt collectors 
• Investment advisors 
• Other financial services providers

•  BSA/AML and OFAC
• Truth-in-Lending Act (“TILA”)/Regulation Z 
• Equal Credit Opportunity Act (“ECOA”)/Regulation B
• Fair Lending
• Fair Credit Reporting Act (“FCRA”)/Regulation V
• Privacy of Consumer Financial Information/Regulation P
• Electronic Signatures in Global and National Commerce Act (“E-SIGN Act”)
• Unfair, Deceptive, or Abusive Acts or Credit Practices (“UDAAP”)
• Servicemembers Civil Relief Act (“SCRA”)
• Military Lending Act (“MLA”)
• Electronic Funds Transfer Act (“EFTA”)/Regulation E (“Reg. E”)
• Fair Debt Collections Practices Act (“FDCPA”)/Regulation F 
• Telephone Consumer Protection Act (“TCPA”)
• CAN-SPAM Act
• GLBA / Privacy
• Advertising
• American Disabilities Act 

2920 Wall understands that Financial Institution regulations are consistently changing and require constant attention, including the front line of defense team, operational team, compliance team, sales, executive leadership, and the board of directors. One big challenge is to provide training that consistently provides engaging material for employees in the ever-fluctuating job market. 2920 has created a training program that provides a full suite of professional development, regulatory compliance, cybersecurity, and human resources training. Our training program provides an industry leading platform that is flexible and engaging while providing purpose-driven courses built to minimize risk and maximize career success. 2920 Wall also provides custom regulatory compliance training for Fintech companies, banks, mortgage lenders, credit unions and other financial services institutions. 

Over 700 courses are offered under the following groups: 

• Lending Compliance 
• Deposit Compliance
• Transaction Compliance 
• Retail Banking
• Enterprise Risk Management & Compliance 
• Banker’s Knowledge
• Board of Directors
• Cybersecurity
• Mortgage Lending
• Mortgage Servicing Compliance
• Consumer Lending & Financial Knowledge
• Wealth Management
• Diversity, Equity, and Inclusion
• Employment Law
• State-Specific Sexual Harassment
• Customer Information Security Awareness (CISA)
• Leadership in Management
• Customer Service
• Sales
• Retirement Management
• BSA & AML Case Studies
• Personal Productivity
• Impactful Communications
• Dynamic Leadership
• Prescriptive Selling

Align business organization processes to improve operations and increase efficiencies.   

Compliance with the Bank Secrecy Act  (BSA) and anti-money laundering (AML) laws is necessary for any money  services business or financial institution. Every company should have a  comprehensive BSA/AML compliance program, which involves many  components.  Part of this program involves developing and implementing detailed and strict policies and procedures for compliance. 

There is no one-size-fits-all solution to BSA/AML policy and procedure development, as each company is different.  In addition, each role in the business should have its own  set of policies and procedures regarding each type of transaction they  handle. There is no doubt that such extensive policy and procedure development is a daunting task. 

When handled in-house, company  leaders might overlook important aspects of policies that leave gaps in  your BSA/AML compliance plan.  Instead of attempting to handle this  undertaking yourself, turn to the corporate compliance professionals of  2920 Wall LLC.  We learn about each individual business and determine  the necessary measures to put in place to maximize compliance and  minimize possible penalties or enforcement actions.  Contact our team  directly for more information.

The U.S. Department of Treasury’s  Financial Crimes Enforcement Network (FinCEN) enforces the various  requirements under the law for Money Services Businesses (MSBs).  One requirement under the Bank Secrecy Act (BSA) is that each business in this industry must have clear anti-money laundering (AML) policies and programs in place.  These programs must include Independent Reviews that take place to test the AML programs for BSA compliance.  The frequency and scope of such reviews must be in line with the risk  of the particular financial services offered by the business. 

These reviews are necessary to ensure that companies are operating in accordance with the BSA and that their AML policies are effective in minimizing money laundering risks.  The designated Compliance Officer of the company may not conduct the review, nor can anyone who reports to the Compliance Officer.  Many Money Services Businesses (MSBs) hire third-party professional reviewers and consultants to conduct these Independent Reviews to best prevent any compliance problems with FinCEN. 

If you are seeking assistance with your BSA/AML/OFAC Independent Reviews, look no further than 2920 Wall LLC. Our consultants are CRCM, CAMS, CFE, and CIA certified, with former Big 4 consultants and regulators on the team who have in depth insight into the review/examination processes. 

Real time monitoring and tracking of current state of compliance and upcoming regulations.  

Banks, FinTech, Financial Services Companies and money services businesses (MSBs) across the country must strictly comply with federal and state laws, especially the Bank Secrecy Act (BSA) and other anti-money laundering (AML) regulations. It can take a  significant amount of time and knowledge to design and implement  policies and training programs that keep your business on track with  BSA/AML compliance. However, cutting corners can only lead to possible  violations and costly penalties.

If your organization needs assistance with ongoing compliance, you should not hesitate to learn about  professional BSA/AML consulting services. 2920 Wall LLC,  offers ongoing advisory services to a wide range of FinTech, Financial Services Companies and MSBs, and we can inform you of our range of services.  

Whether you are a traditional bank, FinTech, Financial Services Company or a n on-traditional Money Services Business, compliance with the  anti-money laundering (AML) requirements under the Bank Secrecy Act  (BSA) is an unavoidable component of conducting your operations. Many  companies are also required to meet the Office of Foreign Assets Control  (OFAC) compliance obligations. It is essential to have a well-developed  BSA/AML/OFAC compliance program in place that manages compliance risks  and promotes best practices for your industry. 

The U.S. Department of Treasury’s  Financial Crimes Enforcement Network’s (FinCEN) changes its guidance on  BSA/AML compliance on a regular basis, and it can be challenging to  manage a program in full compliance with changing rules, as well as OFAC  economic sanctions obligations and applicable state regulations. At  Bates our specialists understand and identify all  requirements for different types of financial businesses, and our goal  is to help you achieve full compliance and maximize profitability. 

Our team’s focus is on helping banks, FinTech, Financial Services Companies, and Money Services Businesses develop, analyze, and improve their  compliance programs, as well as enhance and review their existing  programs. Please contact us directly today for a consultation with a compliance expert. 

Facilitate counter-party due diligence and Know Your Customer (KYC)  procedures. Anti-Money Laundering (AML) and anti-fraud screening and  detection.